UK mortgage matching · Free service

Find the right mortgage.
Fast.

Whether you’re buying your first home, remortgaging or self-employed — answer a few quick questions and we’ll introduce you to an FCA-regulated broker who can actually help.

  • No impact on your credit score
  • Whole-of-market FCA brokers
  • 100% free · No obligation
4.8 / 5 average rating · 12,000+ matched in the last 12 months
Step 1 of 7 ≈ 56s left
What are you looking to do?
Roughly, what’s the property value?
£325,000
£75k£500k£1m£2m+

A rough figure is fine — your broker will help refine it.

What’s your annual income?
£45,000 ≈ £202,500 borrowing
£15k£60k£120k£250k+

If it’s a joint application, add your incomes together. Lenders typically offer 4–4.5× your income — we use 4.5× as a guide.

How are you employed?
How would you describe your credit file?

Soft check only · No impact on your credit score

Where can your broker reach you?
When do you require a mortgage by?

You qualify to speak to an expert.

We’ve found 3 brokers who specialise in cases like yours. The first will call you within the hour.

  • 📞 Expect a call from a UK number
  • 📨 Reference: ML-48201
  • 🔒 Your details are encrypted & never sold
Soft search · No credit impact · GDPR compliant
ML / UK · EST. 2026
Why people choose Mortgage Locator

We don’t sell mortgages. We connect you with brokers who can.

/ 01

Free and no obligation

There’s no fee for using Mortgage Locator. Your broker is paid by the lender — not by you.

/ 02

Whole-of-market brokers

Our partners search every major UK lender — not just one bank’s products.

/ 03

Complex cases welcome

Self-employed, contractors, adverse credit and buy-to-let are all covered.

/ 04

Fast, human follow-up

An FCA-regulated broker calls you back — usually within the hour. No bots, no chat loops.

How it works

Three steps.
About a minute of your time.

We do the matching. Your broker does the advice. You get a decision faster.

Start matching →
  1. 01

    Tell us about you

    Answer 7 quick questions about what you want to do, your income and employment. No documents, no credit checks.

  2. 02

    We match you

    We connect you to an FCA-regulated broker who specialises in your situation — first-time buyer, self-employed, adverse credit or buy-to-let.

  3. 03

    Speak to your broker

    They call within the hour with a tailored plan and the next steps — free, with no obligation.

Real customers

Mortgages, made less miserable.

★★★★★
“Got our first-time buyer mortgage agreed in 4 days. The broker handled everything.”
Sarah First-time buyer · Manchester
★★★★★
“Self-employed for 18 months — three banks said no. Mortgage Locator found a broker who said yes.”
James Self-employed · Bristol
★★★★★
“Remortgaged and saved £284 a month. Wish I’d done it sooner.”
Priya Remortgage · London
4.8★
Average customer rating
FCA
Regulated brokers
12,000+
UK customers matched · 12 mths
1 hr
Typical broker callback

Ready to find the right mortgage?

Answer 7 quick questions and an FCA-regulated broker will be in touch within the hour.

Get matched →