From enquiry to mortgage advice in about an hour.

Step 1 — Tell us about your situation.

Answer 7 quick questions about what you want to do — buy, remortgage or invest — plus the basics about your income, employment and credit history. It takes about 60 seconds. No documents, no credit checks, no impact on your credit score.

• What you’re looking to do (first-time buyer, moving home, remortgaging or buy-to-let).
• Rough property value and your annual income.
• Employment type, including PAYE, self-employed, company director and contractor.
• An honest description of your credit profile — even adverse credit is welcome.
• Your contact details so a broker can call you back.
• When you need the mortgage by — ASAP, ready now, or just looking.

Step 2 — We match you to the right broker.

Behind the scenes we look at your answers and route you to one of our FCA-regulated broker partners who specialises in your situation. Self-employed? Adverse credit? Buy-to-let portfolio? We have a specialist for that.

Step 3 — Your broker calls you back.

An FCA-regulated mortgage adviser will call you, usually within the hour. They give you regulated mortgage advice, search the whole market, and arrange the mortgage if you decide to proceed. There’s no charge to you from Mortgage Locator.

What to expect on the call

• A few clarifying questions about your goals and timing.
• A clear view of which lenders are likely to approve your case — and at what rate.
• Plain-English next steps if you want to proceed, or no pressure if you don’t.
• You stay in control. You’re free to choose a different broker, or none at all.

What you get.

• A free, no-obligation introduction to an FCA-regulated mortgage broker.
• A broker who searches the whole UK mortgage market — not a single bank’s products.
• Specialists for first-time buyers, remortgages, self-employed and buy-to-let.
• No impact on your credit score — our form is a soft check only.
• Honest answers welcome, even with adverse credit.